Dec 30th 2022 Video 2) What’s ahead for Buyers and Sellers 1) and also what has just happened + 3) Creative Mortgage Interest Averaging & the Advantages for BOTH Buyer (saves $100K over 5 yrs) and Seller (sells for 5-15% above Q3 2022 — receives all as Tax-free proceeds from Sale of Principal Residence)

CHARTS From the Video SIMILAR but MORE Years and has textBox re 22nd of 27 prior Dec’s PRICES est from prior 21 Dec % Chg from Nov Worksheet showing Nov/Dec Price % Chg calcs #3 BONUS for Blog viewers three views on a $1MM GTA residential sale with 20% Down Payment NB it’s all about…

From Mondaq Newsletter: Vendor Financing: Considerations For Business Sellers AND HOME SELLERS too!

Canada: Vendor Financing: Considerations For Business Sellers 21 December 2022 by Brendan Clouthier Siskinds LLP Your LinkedIn Connectionswith the authors Following a year focused heavily on concerns surrounding inflation, last week the Bank of Canada made its seventh rate increase of 2022. After a period of cheap access to money fuelling robust M&A activity, some prospective buyers may…

Buy First? or Sell First? – my 5 Word Rule for all markets for Buy-And-Sell Customers (aka Trade-up/down Buyers aka Clients using 2 transactions to achieve a Financial Upgrade)

Copyright 1981, 2019 Do The Tough Thing First. If you are moving from one property to another and using the proceeds from the first to acquire the second, one “end” of the Buy-And-Sell transaction, will be easier to achieve than the other – so Do the Tough one First. Similar short recommendations in Robert’s Rules…

David Larock’s Mortgage Comments: I agree (again) with Dave!

https://www.integratedmortgageplanners.com/blog/monday-morning-rate-update/2022-the-end-of-the-free-money-era/ 2022: The End of the Free Money Era Monday Morning Interest Rate Update for December 19, 2022 by David Larock What a long, strange trip 2022 has been. At the start of the year, who would have believed that we would now be happy to learn that Canadian and US inflation rates were holding…

HOW MANY months of Inventory is Normal? A Reply from GTA to a National Stat from a National Pan-Canadian Stat-keeper

https://realestatemagazine.ca/is-canada-shifting-closer-to-a-buyers-market/ Pertinent Excerpt “… Shaun Cathcart, CREA’s Senior Economist, said the national market has just tipped back into the balanced space. “It was a seller’s market. It was the most crazy seller’s market of all time just eight months ago. So it’s sort of tipped back into the balanced space but very much a close…

DOES IT MATTER if we DOUBLE COUNT 25.8% of our Associations’ New Listings? Would it matter if we over-reported November Sales by 25.8%? or said Monthly Prices were higher/lower by 25.8%

TRREB has a RE-List Comparison Table that it quietly published Monthly I do a summary too, based on the TRREB Re-LIST Comparison — except I calculate what % the Do-Overs are of the NET-New (actually New) Listings Here’s COMPARISON of the widely-followed Sales to New Listing Ratio (SNLR) both including the Re-Lists (indicates Balanced-to-Buyers’ Market)…